Surplus funds, also known as excess proceeds, are the remaining money from a foreclosure sale after the mortgage balance, liens, and associated fees have been paid. For example, if your property sells for more than what was owed, the remaining amount is a surplus, and is rightfully yours to claim.

If your property was sold in a foreclosure sale, you might be entitled to surplus funds if there were proceeds remaining after all debts and fees were paid. Our team can help you determine eligibility by reviewing court records and sale details.

The process typically involves:

Identifying if you are eligible for surplus funds.

Gathering required documents and court records.

Filing a claim with the appropriate county or state office.

Following up to ensure your claim is processed.

Finally, you receive the surplus funds.

Our experts manage this entire process for you, ensuring accuracy and efficiency.

No, we operate on a contingency basis, which means you pay nothing upfront. We only get paid if you successfully recover your funds, ensuring there’s no financial risk to you.

The timeline for surplus fund recovery can vary depending on the complexity of the case and the county's processing time. On average, it can take a few weeks to several months. Rest assured, our team works diligently to expedite the process and keep you informed every step of the way.

Unclaimed property refers to stocks, dividends, life insurance policies, or accounts within financial institutions or companies in which there has been no activity or contact with the owner regarding the property for one year or longer. These funds are sent to the state treasury as unclaimed property.